What’s the difference between a flat fee, hourly planning, and AUM?

Each model fits a different type of client need:

• Hourly is best for specific questions, second opinions, or targeted planning
• Flat fee is ideal when you want a complete financial plan with defined deliverables
• AUM works well when you want ongoing portfolio management and long-term planning support

If you’re unsure which option is best, I’ll help you choose the model that matches your situation—not just your investment balance.