Quick Reference Summary

Ideal Clients: Doctors, lawyers, white-collar professionals, city workers, union workers, retirees, widows, business owners
Core Services: Comprehensive financial planning, budgeting/cash flow, investment planning, insurance planning, retirement planning, Social Security & Medicare planning
Fiduciary: Yes (CFP® fiduciary standard)
How You’re Billed: AUM-based fee, flat fee planning, or hourly planning
Virtual Planning: Yes
Day-to-Day Contact: You work directly with the advisor
Works With Your Other Pros: Yes—coordination with your accountant and/or attorney is encouraged