Our Firm

We are a full-service financial services firm committed to helping people pursue their financial goals. We offer a wide range of financial products and services to individuals and business owners. We believe you will be better able to identify your goals and make sound decisions to help reach them by our providing sound financial information.

Please call us if you have any questions about our firm or the range of financial products and services we provide. Our firm has a relationship with a variety of financial services companies, so if we don't have a product or service, we know a group that does. 


John Cultrera, CFP®

John went into finance with one goal: to help people. By giving an honest, direct opinion of your financial portfolio and goals, he works to create a plan that compliments your future. He likes to follow a methodical approach to financial planning by gathering relevant information, analyzing the numbers, creating and implementing strategy which strives to achieve goals through measurable metrics. Your relationship will be built on trust and reliability; in other words, you can count on John always giving it to you straight – the New Yorker way!

John is a CERTIFIED FINANCIAL PLANNER™ professional. In addition to the Series 7, 63, 66*, health, accident and life insurance licenses, John obtained his CFP ® certification. John has vast knowledge in various areas such as tax and estate planning and investment and portfolio management. John uses this broad base of knowledge to craft highly individualized comprehensive financial plans. Previous experience includes Investment Specialist at Joseph Gunnar, as well as Financial Advisor at Merrill Lynch, National Securities and Ridgewood Savings Bank. Having experience at these major financial firms and working with clients from all walks of life has helped to establish comprehensive approaches to financial planning. John understands there is no one size fits all solution.  

John graduated Cum Laude from Pace University with a BBA in Finance. During his time at Pace, John provided tutoring in Advanced Financial Analysis and Financial Management classes. While tutoring, John displayed a natural strength in educating and effectively communicating financial concepts, portfolio and strategy. John continues his love for educating by regularly conducting financial education seminars. Get to know more by connecting today!

*Series, 7, 63 and 66 securities registrations held through LPL Financial.

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